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Saving Money
Featured Article on All Things Frugal
What
to Do When Your Children Break Things
by Nikki Willhite
It's dinner time. The food is hot and on the table, and you are
just waiting for your 10-year old to bring over the milk from the refrigerator.
He opens the refrigerator door, takes out the milk, and then
before he can even close the door, he drops the milk and it spills all over the
kitchen floor.
He looks at you. His reactions are mixed. At first he may be surprised, then
frightened of how you may react, and then, in self defense, a little
belligerent.
You are hungry. Your family is waiting for dinner, and now, in addition to your
frustration over wasted money, you have a mess to clean up. How do you react?
Do you start yelling at your child- telling them how careless they are, and how
they have wasted money?
Do you threaten to take the cost of the milk out of their allowance- no matter
how long it takes?... more
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Frugal Living, Saving Money, Promoting Thrift
and Happy Homes
 Frugal
Frugal Home Decorating -
How To Set a Realistic Remodeling Budget, by Veronica Smith
Formulating a realistic remodeling budget is one of the first steps you will need to take before embarking on any home remodeling project. You should be taking the overall costs of the renovations you wish to perform into consideration, as well as your overall income and monthly expenses. It is also important to factor in a certain amount of money in addition to what the estimated remodeling costs are...
 Frugal Window Coverings -
Window Coverings That Cost Nothing by Jessica Ackerman
Cost can be a key deciding factor when you are furnishing any room, and, by the time you finish with the essential elements and get down to details such as window coverings and similar accessories, the budget can be getting slim. Although it seems like a great time to go over budget or panic, instead examine the alternatives and find something that works for you...
 Frugal
Living and Entertainment -
Saving Money on Eating Out, by Debra Jacobson
If you're anything like most people, you probably enjoy eating out. Who doesn't like to eat out? Someone else makes your food and oftentimes it's better than the stuff you make at home!
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Southern Fried Chicken Strips
Ingredients:
1 lb of chicken breasts, cut into strips
1 cup buttermilk
1 1/4 cup of flour
1 tbsp of chicken instant bouillon
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Onion Rings
Ingredients:
1 onion (cut into 1/4 inch slices)
1 egg
1 1/4 cup of four
1 cup of milk
... |
 Frugal
Living and Entertainment -
Saving Money on Entertainment, by Cary Anderson
Entertainment expenses can be pretty ridiculous. As a general rule of thumb, the more time you spend entertaining yourself at home as opposed to outside the home, the more money you're likely saving.
Cutting out entertainment expenses altogether is pretty impratical, not to mention unhealthy for most people. No matter your budget, you still need the balance in your life that entertainment outlets provide. So let's go over some tips for reducing your entertainment budget without having to reduce your entertainment hours.
Frugal
Frugal Furniture -
Guidelines for Buying Furniture on a Budget,
by Veronica Smith
Buying furniture for a new home can often be quite expensive. It can also be difficult to figure out just exactly what type of furniture pieces you will need, and how much you should budget for the expense of the purchases. Doing your research before purchasing is the best way of ending up with the furniture you need...
 Frugal Romance -
Arranging a Package Wedding, by Debra Jacobson
One of the more modern wedding concepts, for making the occasion more affordable, is arranging for a group of couples to collectively sign contracts with the various buildings and service providers involved in a wedding celebration. You can negotiate group discounts for all of the couples to have a more affordable wedding plan...
 Frugal
Living - Culturally Rich and Monetarily Affordable by Debra Jacobson
Are you looking for a good way to have a romantically memorable wedding with some unique style and also maintain a relatively affordable wedding budget? Have you ever dreamed of having a wedding with a fun and/or romantic ethnic theme? You may be surprised at how affordable a wedding with a less traditionally Western theme can actually be...
 Frugal
Living and Emotional Well-Being -
One Minute
"Wake-Ups",By Susie Cortright
We all get frazzled. We all get overwhelmed and snappy.
And we all need to re-center before we share that feeling with
the rest of the world.
Here are a few one-minute "wake-ups" that will help you to re-focus
on what's important.
- What are you thankful for? List as many Gratitudes as you
can in one minute. Don't think; just write.
- Recite one-liners: uplifting quotes or favorite Bible verses...
 Frugal
Frugal Tips -
Organize and Save, by Margaret Combs
One of the worst ways for those of us who clip coupons to lose money is by not having the right coupons on-hand when we need them. Have you ever been in line at the store and thought to yourself, .I know I have a coupon for this at the house. Why didn't I bring it with me? Should I just put it back and pick it up later?
 Save Time -
Know Your Savings By Margaret Combs
When it comes to saving money on food, restaurants, and occasionally even catering staples you are more than likely pinching your pennies with clipped coupons or e-coupons from your favorite internet saving sites. Coupons can equal a hefty savings when used in the right context and at the right times.
 Frugal Technology -
Internet Appetizers, by Margaret Combs
When you think of using the internet to save money on food items you generally consider coupons to be the only options. Although you can find amazing coupons online don't fool yourself and lose money-saving opportunities. There are many ways to use the internet to bring you big savings at local restaurants.
 Frugal
Living and Activities for Children -
Fun Activities
for Kids - When There's a Party to Organize, by Ivana Katz
Are you looking for some fun party games and activities for your children's birthday? Here are some ideas to get you started!
Breakfast for Goldilocks
Age suitability: 3+
You will need: two teams, paper plates, porridge oats
Pass each child a paper plate and divide them into two teams. ..
 Frugal
Living and Beauty -
Hair
Conditioning Treatments - Do They Work?By David McEvoy
The secret to success as far as hair conditioning treatments is concerned is to know your own hair type and to know what you are looking for in a hair conditioner or conditioning treatment. So first of all we will look at what the difference is between a hair conditioner and hair conditioning treatment and how they each do their job....
 Frugal
Living and Frugal Recipes -
Easy Casseroles and
Meat Pies, by Patrick Carpen
Finding the time to cook a balanced meal that is also tasty can be difficult,
especially for those of us with busy lifestyles! This is where casseroles and
meat pies can come in handy! They are easy to put together and won't cost a lot
as far as ingredients go.you usually have the ingredients on hand...
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Cottage Pie
Ingredients:
2 lbs potatoes, peeled and cut for boiling
3 tbsp butter
1/4 cup milk
1/2 of a small onion, finely chopped
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Beef Pie
Ingredients:
1 lb ground beef
1 pie shell, frozen-deep dish
1/2 cup chopped onion
2 tbsp flour
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 Frugal
Living and Emotional Health -
Are You Living
In the Past? By Susan Russo
"Acceptance of what has happened is the first step to overcoming the consequence of any misfortune." -William James
Do you ever lie in bed at night and find yourself in the midst of a mental dialogue with someone who has recently caused you some kind of turmoil or who has upset your life?
You go over the situation in your mind- what happened, how it was handled, how it should've been handled, what you said, what you didn't say, what you want to say now, etc.
...
 Frugal
Living and Frugal Recipes -
Potato Soup,
by Wendy Kennedy
Ingredients
3 tbsp butter or margarine
1 onion, diced
1/2 cup diced carrot
1/2 cup diced celery...
 Frugal
Living and Frugal Cleaning -
Recipes
for a Cleaner Kitchen on a Budget, by Patrick Carpen
Do the prices of Lysol and other kitchen cleaners make you gasp in disbelief? With so much media hype surrounding name brand cleaning products, it's no wonder that many people find themselves suckered into believing that these name brand cleaners are the only way to ensure that the kitchen is really clean.
In all actuality, the more harsh cleaners often contain chemicals and heavy
fragrances that can cause a variety of unpleasant symptoms, such as: itchiness
in the throat, watery eyes, and even the provocation of an asthma attack. Some
of the more everyday cleaners-such as all-purpose sprays-are based off of
age-old recipes that people have been using for years...
 Frugal
Living and Personal Finance -
What is a Financial Notebook and Why do You Need One?by Nikki Willhite
What is a financial notebook? A financial notebook is basically a
record of "All Things Money" when it comes to your family. Your
book should have everything you, (or someone else) need to
know about your finances and other matters of daily living.
Why do you need a financial notebook? I can't stress how
valuable it may be to you someday, or to your family...
 Frugal
Decorating Budget -
Tracking Budget Costs Through a Remodel By Alyssa Davis
Budgeting is a great way to improve spending habits and keep spending from getting out of hand while completing a renovation. Before purchasing the first can of paint, sit down and figure out what should be spent for which part of the remodel, and be sure to use reasonable estimates. Budgeting does not mean allocating matching amounts of funds for each section, but rather estimating what you can reasonably afford for each part of the renovation project...
Fun For Children - Saving on Child Entertainment By Debra Jacobson
When it comes to your kids you know them best. You know what makes them smile. The younger your children are the easier they are to entertain. The funny thing about one-year-old children and their birthday parties is the reactions and the expense. If you have kids then you have been there; everyone gets together to celebrate your child turning one...
 A Frugal Christmas - Holiday Savings By Debra Jacobson
When the holidays come around we all find the spirit of giving, making, and spending. The latter is the one we dread, but it is also the one we can work around if we have the right tips to follow...
Frugal Budget - Be On Time For Savings By Debra Jacobson
We all want new and creative ways to save ourselves some cash. We.ve already started implementing the most basic principles such as keeping the car tires properly inflated, clipping and printing dozens of coupons...
What's for Dinner?
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Hundreds of
Categorized Frugal
Living, Saving Money,
Thrift, Penny Pinching Articles and More...
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 Frugal Footnotes
Winter 2010
Seasonal Sales -
Clearance on winter clothes; coats, boots, shoes, purses,
and other seasonal items.
Continued clearance on Holiday items and toys.
January White Sales - linens, towels,
bedding, etc.
Seasonal Articles -
1 Step Program in Achieving
Your New Year's Resolutions
A Dozen Ways to Pay Off
Those Credit Cards in the New Year
Jump Start Your New
Year with 7 Smart Habits
A New Year, a New
Beginning
Food - Potato
Pancakes
Crockpot Corned Beef and
Cabbage
Microwave Meatloaf
Chicken Enchilada
Casserole
How to Make a
Delicious German Crumble Cake
Chocolate Chews
Fun Winter Cookie Pops
Winter Produce -
apples, artichokes, cabbage, cauliflower, celery, onions,
oranges, pears, potatoes, squash
Frugal Inspiration -
"
Resolve to make at least one person happy every day, and then in
ten years you may
have made three thousand, six hundred and fifty
persons happy, or brightened a small town by your
contribution to
the fund of general enjoyment."
Sydney Smith |
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